Get short-term financing to start or expand your business, with loans ranging from P500 to P4 million. Repayment is made in a single installment upon receiving expected funds, with a maximum term of 12 months. Interest rates start at 5% per annum for smaller loans and 7.5% for larger amounts. Designed for citizen-owned businesses, this financing offers flexibility with minimal monthly commitments. A simple application process ensures quick access to funds, requiring essential business and financial documents.

CEDA provides short-term bridging finance to support citizen-owned businesses in need of temporary funding. Loans range from P500 to P4 million, with repayment tied to expected incoming funds, not exceeding 12 months. Interest rates start at 5% per annum for loans up to P500,000 and 7.5% for higher amounts. This funding is available for startups and business expansions, requiring minimal monthly repayments, with a lump sum due upon fund receipt. Applicants must provide financial records, market evidence, and company documentation to qualify. CEDA is committed to helping businesses thrive with a simple application process and dedicated support.

Get business financing from six participating banks under the CCGS scheme. If your security is insufficient, CEDA covers up to 75% of the net loss. Loan amounts range from P10,000 to P4 million with preferential interest rates. The scheme supports citizen-owned SMMEs across various industries. Banks assess applications based on their lending criteria. A guarantee fee of 1.5% applies, along with standard bank administration fees. Loan terms are negotiable between the borrower and the bank. If a borrower defaults, banks will recover the debt before CEDA covers the remaining loss. Legal action may still be pursued for any outstanding balance.